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Friday, July 5, 2019

July 05, 2019

Home Insurance: Guiding Your American Dream in the South Plains


At Short Insurance Agency, Lubbock, TX, we believe that every home needs comprehensive homeowners insurance to truly feel like home.  Knowing that your investment-probably the biggest you'll ever make-will be protected from unexpected misfortune or mishap adds unsurpassable peace-of-mind.  And regardless of your home's location, no matter its age, size, value or type, Short budget

 For most homeowners, owning a home is more than just an investment of money;  A home is also a personal piece of dreams and a memories of memories-good times, bad times, and of all the little ups and downs in between.  Many homeowners also make a significant time to do-it-yourself projects and repairs, etc.

A South Plains Home Insurance Agency

 Trust Short Insurance Agency to Shield you, your family, and your investments  We work tirelessly for every client.
And we'll never suggest unnecessary coverages  We'll provide you personalized attention, designing a unique, customized policy.  We will take the time to review and outline every aspect of the policy and answer all your questions, too.  From beginning to end, you can count on us to deliver topnotch results.

 Short Home Insurance Agency: Working Hard on Every Detail

 At Short Insurance, we pay close attention to every detail-the big ones, the small ones, and every one in between.  Lubbock Texas

 Discounted Home Insurance with Multiple Policies

 If you purchase home insurance through one of our major carriers, there is a good chance you will be eligible for discounted rates.  Whether you are already a Short policyholder or not, ask us about multiple-policy discounts when you book home insurance with other policies.

 Your Texas Home Insurance Partner

 We are thrilled to partner with clients all over Texas;  we're proud to exceed your expectations  We are going to help you

 For a Free Home Insurance Quote, Contact Short Insurance Agency

 If you are looking for home insurance in Lubbock Texas, or anywhere else in Texas, we'd love to hear you!  As an independent insurance agency in Lubbock, TX, we partner with many car insurance carriers, and can do shopping around for you...


Tuesday, July 2, 2019

July 02, 2019

UNDERSTAND YOUR HEALTH BOOSTER POLICY COVERAGE


Your policy covers:

  • In-patient treatment: Medical expenses for hospitalisation as an in-patient for a minimum period of 24 consecutive hours
  • Day care treatments: 150 medical expenses incurred by you while undergoing specified day care treatment (as mentioned in the day care surgeries list), which require less than 24 hours hospitalisation
  • In-patient AYUSH treatment: Expenses for Ayurveda, Unani, Siddha and Homeopathy (AYUSH) treatment only when the treatment has been undergone in a government hospital or in any institute recognised by the government and/or accredited by Quality Council of India/National Accreditation Board
  • Donor expenses: Hospitalisation expenses, as incurred by the organ donor for undergoing organ transplant surgery for your use, are covered up to sum insured
  • Pre and post hospitalisation: Medical expenses incurred by you, immediately up to 60 days before and up to 90 days after your hospitalisation covered up to sum insured
  • Domestic road emergency ambulance cover: The reasonable and actual expenses up to 1% of your sum insured, maximum up to ₹5,000 per event, incurred by you on availing ambulance services offered by a hospital/ambulance service provider in an emergency condition
  • Apply insurance
  • Relationships covered: Self, spouse, dependent children, brother, sister, dependent parent, grandparents, grandchildren, mother-in-law, father-in-law, son-in-law, daughter-in-law, dependent brother-in-law and dependent sister-in-law
  • Wide range of annual Sum Insured (5 lakhs to 50 lakhs) and flexible deductible options (3,4,5 lakhs) to suit your needs Individual and Floater cover for the family
  • Lifetime renewability
  • Policy Period: Available in one, two or three year policy period options(10%, 12.5% discount on 2yrs, 3yrs policy)
  • Floater option: Covering up to 2 Adults and 3 Children in a single policy
  • Eligibility: This policy can be offered to an individual with minimum age of 6 years under an individual policy. However children aged 3 months to 5 years can be insured under a floater plan only. No restriction on maximum entry age
  • Pre-existing diseases: Pre-existing diseases will be covered immediately after 2 years of continuous coverage under the policy since the issuance of the first policy. The waiting period will be adjusted by the number of years the insured has spent in the base policy
  • Tax Benefit: Avail tax saving benefit on premium paid under health section of this policy, as per section 80D of Income Tax act, 1961 and amendments made thereafter
  • Cashless Hospitalisation: Avail cashless hospitalisation at any of our network providers/hospitals. List of these providers/hospitals is available on our website
  • Pre-policy medical checkup: No medical tests will be required for insurance cover below the age of 46 years and upto sum insured of ₹10 Lakhs
  • Free look period: Policy can be cancelled by giving a written notice within 15 days of receipt.
  • Domiciliary Hospitalisation Cover: Medical expenses incurred by you during your domiciliary hospitalisation upto sum insured
  • Reset Benefit: For plans with deductible of ₹3 lakhs and above, we shall reset up to 100% of the sum insured once in a policy year in case the Sum Insured including accrued Additional sum insured (if any) is insufficient due to previous claims in that policy year
  • Wellness Program: Wellness program intends to promote, incentivize and reward you for your healthy behavior through various wellness services.
  • Claim Service Guarantee: Get a quick response for cashless claims in 4 hours and reimbursement claims in 14 days Enjoy tax benefits: Now have fun with the tax deduction benefits on the premium paid for you, spouse and dependent children
  • Optional add-on covers:


    OPTIONAL COVER 1

    Hospital Daily Cash: We shall pay a fixed amount of 1,000 (as per Silver option) for each and every completed day of hospitalisation, if such hospitalisation is at least for a minimum of 3 consecutive days and subject to a maximum of 30 consecutive days per policy year.
    • Convalescence Benefit: In the event that the insured hospitalised is for a minimum period of 10 consecutive days, due to any Injury or Illness as covered under the policy, we shall pay a benefit amount equal to the sum insured specified against this optional benefit.

    OPTIONAL COVER 2

    • Personal Accident Cover: We will pay you/nominee a benefit amount equal to the sum insured specified against this optional benefit, upon the unfortunate event of Accidental Death or Permanent Total Disablement resulting from an accident.
    • Temporary Total Disablement (TTD) Rehabilitation Cover: We shall pay you a benefit amount as stated in policy schedule on a weekly basis up to a maximum of 10 weeks for rehabilitation upon the unfortunate event of Temporary Total Disablement resulting from an Accident.
    • Rehabilitation is a treatment or treatments designed to facilitate the process of recovery from injury, illness, or disease to as normal a condition as possible. Only the rehabilitation services provided by a certified practitioner will be considered.
    • Repatriation of Remains: We shall reimburse to the nominee/legal heir of the insured, upto the Sum Insured as specified against this optional cover, the costs of transporting the remains of the insured back to the place of residence or, up to an equivalent amount, for burial or cremation in the city where death has occurred.
July 02, 2019

LIC AAO enrollment for 2019: 590 posts, for example, online application


Life Insurance Corporation of India (LIC) has invited applications for recruitment on Assistant Administrative Officer (General / IT / Chartered Accountant / Actual / Official language). Interested candidates can apply under prescribed format or before 22 March 2019.

Important Date:
Date of online application-2 March 2019
Last date for submission of online application – March 22, 2019
Date of downloading the online preliminary examination call letter- 22 April 2019 to 30 April 2019
Date of Online Examination – Initial (Potential) – 4th and 5th May, 2019
Date of Online Examination – Main (Potential) – 28 June 2019
Details of posts:
AAO (Generalist) – 350 Posts
AAO (IT) – 150 posts
AAO (CA) – 50 terms
AAO (Actuarial) – 30 terms
AAO (OL Language) – 10 terms

Educational Qualification-
AAO (Generalist / CA / Actuctorial) – Bachelors degree in any subject from a recognized university.
AAO (IT) – MSc (Computer Science) from Computer Science Engineering, IT or Electronics, Graduate Degree or MCA or any recognized University
For more information regarding educational qualification, click on the detailed notification link below.

Age Range:
21 to 30 years (Exemption of Government rules in the age limit of reserved category candidates)
Selection Process:
Candidates will be selected on the basis of three-level selection process and pre-medical examination.
how to apply:
Eligible candidates can apply online through March 22, 2019 or through online. Candidates keep the print out of the final application for future.
Category: Uncategorized Tags: 590 posts such as online application, LIC AAO recruitment for 2019.

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Monday, July 1, 2019

July 01, 2019

Kornow Your Car Insurance Policy


Every person dreams of owning a beautiful car  They buy the car and treat it with utmost care so  However, no matter what care you take, there may be unforeseen situations, such as accidents, theft, acts of terrorism and natural calamities that come uninvited.  You can then get your car back in shape or buy a new car.  You may also have to pay attention to your medical expenses  When you buy a car, you should also think about such unforeseen situations.  An insurance cover for your car is what you need to save yourself from such risks and the subsequent financial liabilities.

 Vehicle or Motor Insurance in India is now compulsory for all new vehicles.  So insuring your car is now a must by law.  As a result, private car insurance is a fast growing sector.  All these aspects and more that come under Car Insurance in India and its various features will be covered here.

 How to Choose a Car Insurance Policy

 With so many car insurance companies in the market, you must make sure that you choose a reliable and good insurance company, and also the right policy for your car.  There are two types of policies, which are:

 Package Policy
 This type of policy provides cover for insured vehicle, its owner, and third party coverage

 Liability Only Policy
 This type of policy provides cover for a third party, damage to third party's vehicle and life of the driver.  Also, you must compare and select an online car insurance quote based on the following factors:

 Good name and reputation of the company

 Premiums and add-on Coverage options, riders, benefits etc.

 Payment options like EMIs, lump sum etc.

 Company's and garage tie-ups for settlement of claims

 Insurance Amount and Renewal

 Car insurance in India generally provides cover for you, the insured party.  It also provides insurance cover for other passengers, the car itself and its parts.  In addition, third-party legal liabilities, including people and car are also covered under this kind of insurance.  These days there are some general insurance companies who also offer online insurance services.

 The insured amount is always the market value of the automobile at that particular point of time.  It is not the booking price  The amount of premiums on the following factors:

 Make, model and value of the car

 Which state is the registered

 The year of manufacture of the vehicle

 Capacity of the vehicle

 Previous Claim History

 The renewal of the policy should be done before its expiry;  else the insurance policy becomes invalid  As you already know, you can not drive an uninsured vehicle.  Also, if the policy gets expired, one should take the form of the insurance company again for renewal, which is an added burden.

 Car Insurance Companies

 You can get the car insurance from the government-owned General Insurance Company (GIC) or the four subsidiary companies of GIC:

 National Insurance Company

 Oriental Insurance Company

 New India Assurance Company

 United India Insurance Company

 When Can You Claim Insurance?

 Listed here are some possible cases when you can claim for loss or damage:

 Self ignition

 Accident

 External Explosion

 Sabotage

 Robbery

 Riots or Terrorism

 Fire or Flood

 During Transit

 When You Can not Claim Insurance?

 Listed here are some possible cases when you can not claim car insurance:

 Drunken driving caused accident

 Depreciation in value of the vehicle

 Mechanical and electrical breakdown

 When the vehicle is used outside the geographical area

 Driver is different from the one mentioned in driver's clause

 War like situations, nuclear disasters
July 01, 2019

My Home Insurance


What is My Home Insurance Policy?

 Home Insurance / Home Insurance is a offering that you can buy for your home and / or its contents to stay protected from risks of losses or damages that cause any unexpected events by them.  Certain incidents can lead to sudden and huge expenditures, which are usually not ready for.  In such instances, the Bajaj Allianz My Home-All Risk Insurance Policy will safeguard you from suffering from financial setbacks at that time, full protection to you, your family and your Home.
Read more news click now...


Why should you buy My Home Insurance Policy?

 Home insurance / home insurance policy provides coverage for losses or damages due to properties or contents by a unfortunate event - natural and accidental

 It is not just limited to landlords or home-owners, it can also be purchased by tenants living in rented properties for their contents

 You get the option to insure either just the building / structure or the contents of your home, or both

 The services stay enabled for you even when you are away from home

 It gives you an All risk Comprehensive Insurance coverage on affordable home insurance premium rates

 This policy allows you to insure your flat / apartment on an Agreed Value Basis

 Key benefits of Bajaj Allianz My Home Insurance Policy

 All Risk Cover for Building, Contents, Jewelery, Valuables, Works of Art, Curios & Paintings under a single policy

 No listing of Contents required  5 Lakhs

 Worldwide Coverage Extension for Jewelery, Valuables and Portable Equipment Available on payment of additional premium

 Automatic Reinstatement of Sum Insured for Contents

 Wavier of Condition of Average for Contents & Jewelery, Valuables, Painting, Curios & Works of Art

 Policy can be issued for a period starting from 1 day to 5 years.
Read more...
July 01, 2019

CERTIFICATE IN CORPORATE FINANCE


August 26-28

 CPD: 24 hours

 $ 2,195 for members

 A deeper understanding of corporate finance can help accelerate your career.  Join us for this three-day course and broaden your attention.  Learn how to become more involved in your organizations' financial transactions, financial strategies and financial structures.

EVENT DESCRIPTION

 A deeper understanding of corporate finance can help accounting professionals accelerate their careers and create additional opportunities in their organizations' financial transactions, financial strategies and financial structures.  The Certificate in Corporate Finance program will pave the way for aspiring and experienced CFOs to develop a deep understanding of key corporate finance.  Through a combination of instruction and group work including case studies, participants will broaden their knowledge and skills in the corporate finance area.  Come

 Participants who complete the program  Certificates of Completion will be awarded for those students who successfully completed the exam.

 What You Will Learn:

 By the end of the course, participants will be able to:

 Improve their firm's cash flow forecasting system

 Describe bank operating lines and margin provisions

 Negotiate confidently with bankers and lenders

 Outline the IPO process

 Review and improve their firm's capital structure

 Accurately calculate their company's WACC

 Manage foreign exchange risk

 Manage interest rate risk

 What Topics are Covered:

 Management of working capital

 Bank operating lines

 Bankers' acceptances and commercial paper

 Lease vs.  buy analysis

 Creating a cash flow forecast

 Public and private equity offerings

 Initial public offerings (IPOs)

 Issuing debt;  key debt covenants;  debt ratings

 Theory and practice of optimal capital structure

 Weighted average cost of capital (WACC)

 Options theory and usage

 Foreign exchange risk management

 Interest rate swaps

 Cross currency interest rate swaps

 Who will Benefit:

 Chief Financial Officers

 Directors of Finance

 Controllers / Assistant Controllers

 Senior Financial Analysts

 Treasury Analysts

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 PRICING

 $ 2195.00 Member

 $ 2195.00 Student

 $ 2525.00 Public

 SPEAKERS

 Frank Hayes

 SPEAKER (S) BIO

 Frank Hayes has over 30 years of experience as a finance practitioner in a broad cross section of industries including software, heavy equipment, consumer packaged goods, mining and manufacturing, including roles as Treasurer of Toromont Industries Inc.  and Commercial Account Manager at Bank of Montreal  Frank is also a lecturer in Finance in the MBA program at the Rotman School of Management, University of Toronto.  He holds an MBA from the University of Alberta and a BBA from the University of New Brunswick, and is a Certified Management Accountant and a Fellow of the Institute of Canadian Bankers (FICB).  Frank is also active in various financial and industry associations including Financial Executives International, Canadian Venture Capital Association, and York Technology Association.

 LOCATION

 CPA Ontario - York,
 25 York Street,
 Suite 1100,
 Toronto, Ontario, M5J 2V5

 SPECIAL INSTRUCTIONS

 Participants are required to bring this product into Excel software.

 All seminar materials will be provided in the session.

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July 01, 2019

CERTIFICATE IN NEW MANAGER ESSENTIALS


August 19-21

 CPD: 22.5 hrs

 $ 2,195 for members

 Managing conflict  Performance monitoring  Budget reporting  Organizational strategy  This is a new managerial role.  This intensive three-day workshop will be equipped with the knowledge, skills and tools you need to effectively monitor your team and collaborate with peers and leadership.

EVENT DESCRIPTION

 Entering a new managerial role can be challenging  Emerging leaders should quickly gain core skills in a wide variety of areas, including performance and conflict management, budget and strategy.  This intensive three-day workshop will equip participants with the knowledge, skills and tools they need to effectively monitor their teams, and collaborate with their peers and leadership.  Participants will become more self-aware, confident and gain a deeper, well-rounded understanding of their role and expectations as managers.  Participants will learn how to efficiently fulfill their new responsibilities and overcome the challenges that accompany their roles.  At the end of the workshop, participants will have a personal managerial development plan.

 Participants who complete the program  The exam is not a mandatory component;  However, Certificates of Completion will only be awarded to those who successfully complete the examination.

 What You Will Learn:

 By the end of the course, participants will be able to:

 Outline key managerial roles, responsibilities and competencies

 Explain how to communicate effectively to build strong, trusting relationships with team members, peers and leaders

 Describes key strategies for appropriately delegating work, motivating others, managing performance and handling difficult situations

 Outline the major legal obligations of managers and the legal documents

 Describe the principles of effective time management and outline strategies for increasing their professional effectiveness.

 What Topics are Covered:

 Enhancing overall effectiveness

 Developing delegation skills and motivating others

 Interpersonal communication and feedback skills

 Building trust and strengthening relationships with others

 Performance management, managing conflict and employee development

 Increasing self-awareness of managerial strengths and weaknesses

 Translating corporate goals in performance goals for your team

 The legal responsibilities of a manager

 Positive influencing peers and superiors

 Becoming more effective with better time management

 Personal development plans

 Who will Benefit:

 Managers are looking at their leadership skills and expertise

 Recent or aspiring managers taking on additional responsibilities and seeking to contribute to their organizations' strategic planning more effectively

 PRICING

 $ 2195.00 Member

 $ 2195.00 Student

 $ 2525.00 Public

 SPEAKER (S) BIO

 Gene Deszca is a Professor and the Associate MBA Director at Wilfrid Laurier University.  He is a past Head of the Organizational Behavior and Human Resource Management Area Group.  As MBA Director, he played major leadership role in the development of the one-year full-time program, the executive style off-campus MBA program, the CMA-MBA program, and the International Business Concentration.  He has taught at a number of universities, including Audencia (France), Queens, and York, and completed 6 years on the Board of Directors of the Management of Canada in 2011. As a consultant, Gene has focused on the development  of organizations and the capacities of the people who work there, strategy enactment, and change management.  He has mediated educational labour disputes and delivered developmental initiatives for a variety of organizations.  An interest in entrepreneurship has also led him to join a number of early stage firms.